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What is and.co

and.co is a freelancer-focused business management platform that combines invoicing, contracts, time tracking, proposals and basic expense and payment tracking in a single web and mobile app. Originally built for independent contractors and solo consultants, it simplifies client onboarding, billing and contract administration so people who sell services can manage the administrative lifecycle in one place.

The platform is offered with a free tier for basic needs and paid tiers that add automation, branding and team features. and.co is commonly used by designers, developers, writers, consultants and small agencies that need a lightweight but capable toolset to issue contracts, send invoices, accept payments and track billable time without setting up a full accounting product.

and.co integrates with common payment and bookkeeping services and exposes developer hooks for automation. For teams that outgrow spreadsheets but do not require full ERP or accounting suites, it sits between simple invoicing apps and enterprise resource tools, providing templates and workflow features tuned for project-based services.

And.co features

and.co groups its core capabilities around client onboarding, billing, and time-and-project management. The product emphasizes speed and templates for one-person businesses but includes tools that scale to small teams.

Invoicing: Create and send branded invoices with line items, tax rates, recurring schedules and one-click payment links. Invoices can be exported as PDF or sent by email with automated reminders.

Contracts and proposals: Use editable contract and proposal templates to create statements of work, engagement letters and proposals. Templates include standard clauses for scope, payment terms, intellectual property and termination.

Time tracking and timers: Track billable hours with a built-in timer and manual entry. Time entries can be attached to projects, turned into invoices and reported by client, project or task.

Payments and bookkeeping integration: Accept online payments through major processors, reconcile payments against invoices, and export data to accounting systems. The platform supports export and basic integrations to common bookkeeping services.

Client management and onboarding: Store client contacts, maintain a history of projects and payments, and use onboarding workflows to send proposals, contracts and initial invoices in sequence.

Automation and workflows: Automate recurring invoices, payment reminders and simple client workflows. Integrations and API/webhooks enable connecting and.co to Zapier and other automation platforms for broader workflows.

Reporting and dashboards: Access basic financial reports and dashboards for outstanding invoices, cash collected, and time utilization. Reports are designed for quick visibility rather than detailed accounting analysis.

Mobile apps and offline access: The mobile apps provide invoicing, time tracking and contract signing on the go. Core functionality is available offline for viewing and limited editing, with changes syncing when a connection is restored.

What does and.co do?

and.co helps independent professionals and small teams move from manual invoicing and ad-hoc contracts to repeatable, auditable business processes. On a single client engagement you can create a proposal, sign a contract, track time, invoice and collect payment.

It reduces administrative friction by offering prewritten legal templates, automatic invoice numbering, late-fee options and payment links. That means freelancers can spend less time drafting documents and chasing payments and more time on billable work.

For teams, and.co offers shared client records, role-based access and consolidated reporting so managers can review team utilization and revenue per client. The product is not a full accounting suite, but it covers the bookkeeping inputs most service businesses need before handing data off to an accountant.

And.co pricing

And.co offers these pricing plans:

• Free Plan: $0/month — basic invoicing, contracts and time tracking with And.co branding and limits on templates and automation
• Starter: $8/month (billed monthly) or $72/year (billed annually) — removes branding, adds recurring invoices, payment links and expanded templates
• Professional: $18/month (billed monthly) or $144/year (billed annually) — advanced automation, priority support, team seats and more integrations
• Enterprise: Custom pricing — dedicated onboarding, single sign-on (SSO), advanced security controls and API service-level arrangements

Check And.co's current pricing plans for the latest rates and enterprise options.

How much is and.co per month

And.co starts at $0/month with its Free Plan for single freelancers who need basic invoices, contracts and time tracking. Paid plans begin at $8/month when billed monthly for more templates, removed branding and recurring invoice automation. The Professional tier is commonly priced at $18/month for users who need multiple team seats, advanced automations and priority support.

Monthly billing is available for most paid plans; switching to annual billing typically reduces the effective monthly price by 20–40% depending on the plan.

How much is and.co per year

And.co costs $72/year for the Starter plan when billed annually, which provides reduced pricing compared to monthly billing and adds recurring billing and branding removal. The Professional plan is often available at $144/year per seat on annual billing, delivering additional automation and team features at a lower yearly rate.

Enterprise pricing is quoted per organization and depends on user count, compliance needs and integration support.

How much is and.co in general

And.co pricing ranges from $0 (free) to $18+/month. The Free Plan covers basic invoicing and contracts, Starter covers recurring billing and removed branding, and Professional adds team administration and advanced workflows. Enterprise customers pay custom quotes depending on seat count and required integrations.

For up-to-date prices, plan limits and promotional offers, check And.co's current pricing plans.

What is and.co used for

and.co is used by freelancers and small professional services firms to manage client engagements from proposal to payment. Typical uses include issuing proposals and contracts, tracking time on projects, generating invoices and accepting online payments.

Beyond billing, teams use and.co to keep client records, centralize communication around projects and maintain a short audit trail of agreements and payments. This reduces bookkeeping errors and simplifies handoffs to accountants at tax time.

Specific vertical uses include freelance design and development agencies invoicing per-project work, consultants issuing retainers and progress invoices, and content professionals tracking hours and submitting staged proposals. Companies also use it for smaller HR or vendor payments when a lighter weight tool is preferable to full accounting software.

Pros and cons of and.co

and.co provides a clear set of benefits for its intended audience but also has trade-offs when compared with dedicated accounting or enterprise systems.

Pros:

• Lightweight, focused feature set that covers proposals, contracts, invoices and time tracking without a steep learning curve.
• Useful templates and onboarding flows that speed up client setup and reduce manual document drafting.
• Built-in payment links and reconciliation reduce the time spent chasing and recording payments.

Cons:

• Not a full accounting package — features like payroll, detailed tax filing, or advanced inventory are not supported.
• Reporting is intentionally simpler; companies needing deep financial analysis will still export data to QuickBooks, Xero or a BI tool.
• Larger teams may need more sophisticated role management and compliance features than the platform offers without Enterprise packaging.

Overall, and.co is best for solo professionals, small teams and agencies that need consolidated client and billing workflows without adopting heavy accounting systems.

And.co free trial

and.co offers a free tier and typically provides a time-limited trial or money-back guarantee on paid tiers so users can test advanced automation and team features. The Free Plan remains useful for initial adoption because it includes templates, invoicing and time tracking that let freelancers test the core workflow before upgrading.

Paid plan trials often enable you to use Professional features for a limited period, allowing testing of team seats, webhooks and payment integrations. During the trial you can import clients, configure branding and simulate invoicing to ensure the product fits your billing cycle.

For the most current details about trial length and conditions, review the subscription terms on And.co's pricing page.

Is and.co free

Yes, and.co offers a Free Plan. The Free Plan includes basic invoicing, contracts and time tracking with platform branding and limits on templates and automations. It is intended for sole practitioners who require simple billing and contract management without immediate need for advanced features or team seats.

And.co API

and.co provides API access and webhook support for organizations that want to automate workflows or integrate and.co with CRMs, accounting packages and productivity tools. The API is RESTful, uses JSON payloads, and supports common resources such as clients, invoices, contracts and time entries.

Authentication is handled via API keys or OAuth, depending on the integration type, and webhooks notify external systems about events like invoice payments, new signed contracts or time entry creation. Rate limits and request quotas are applied to protect service availability, and enterprise customers can request expanded limits or private API endpoints.

Developers can find sample requests, response formats and integration patterns in And.co's developer documentation. For implementation and to request API keys, consult And.co's developer documentation or the API section of their site.

10 And.co alternatives

• Bonsai — full-featured freelancer platform with proposals, contracts, time tracking and tax reports.
• FreshBooks — accounting-forward invoicing and expense management aimed at small businesses and freelancers.
• QuickBooks Online — comprehensive bookkeeping and payroll with robust invoicing features for growing firms.
• HoneyBook — client management and invoicing system focused on creative businesses with strong workflow automation.
• Fiverr Workspace — a freelance business toolkit with invoicing, proposals and client management (same parent ecosystem for some users).
• Wave — free invoicing and accounting software suitable for very small businesses and freelancers.
• Harvest — time tracking and invoicing focused on teams that need deeper time reporting.
• Zoho Invoice — low-cost invoicing with modular extensions into the broader Zoho business suite.
• Invoice Ninja — open-source invoicing platform with self-host and cloud options (also listed in open-source alternatives).
• Xero — cloud accounting with strong bank feeds and invoicing, targeted at businesses that need full accounting alongside billing.

Paid alternatives to And.co

• Bonsai — offers similar contract and proposal templates with additional tax and expense features; pricing typically targets freelancers and small teams.
• FreshBooks — combines invoicing with time tracking and bookkeeping workflows; better accounting depth for growing revenue levels.
• QuickBooks Online — suited for businesses that need robust accounting, payroll and third-party accountant integrations.
• HoneyBook — focuses on client lifecycle and automated workflows for creatives and event professionals, including scheduling and payments.
• Fiverr Workspace — delivers a similar freelance-oriented toolset with close links to Fiverr's marketplace services.
• Harvest — strong time reporting and team-oriented billing features for agencies and firms.

Open source alternatives to And.co

• Invoice Ninja — self-hosted or cloud-hosted invoicing, proposals and payment acceptance with customizable templates.
• ERPNext — broader open-source ERP that includes invoicing, project billing and time tracking modules for service companies.
• Odoo — modular open-source system with invoicing, contracts and project management; requires configuration for freelancer workflows.
• Dolibarr — open-source ERP/CRM that includes invoicing and project modules suitable for small businesses.

Frequently asked questions about And.co

What is and.co used for?

and.co is used for invoicing, contracts, time tracking and basic client management for freelancers and small teams. It streamlines proposal-to-payment workflows and centralizes contracts, invoices and time entries. Users typically rely on it to reduce repetitive administrative tasks and speed up billing cycles.

Does and.co support online payments?

Yes, and.co supports online payments through integrations with major payment processors and built-in payment links on invoices. You can accept card payments and, in many regions, ACH or bank transfers depending on processor availability. Payments are reconciled against invoices inside the platform.

Can I send contracts and get e-signatures with and.co?

Yes, and.co includes contract templates and e-signature capability. Templates cover scopes of work, payment terms and intellectual property clauses. Clients can sign digitally, and signed documents attach to the client and project records for auditability.

How much does and.co cost per user?

And.co starts at $0/month for the Free Plan; paid tiers begin around $8/month billed monthly for additional templates and automation. The Professional tier typically sits near $18/month for users who need team seats and advanced features.

Can I integrate and.co with QuickBooks or Xero?

Yes, and.co integrates with common accounting platforms to export invoice and payment data to QuickBooks or Xero. Integrations may be direct or facilitated through middleware like Zapier; exports are available in CSV for manual imports as well.

Is there a mobile app for and.co?

Yes, and.co offers mobile apps for iOS and Android. The apps let you create invoices, track time with a timer, send contracts and review client records on the go. Offline viewing and limited edits are available with sync when an internet connection is restored.

Does and.co have team features and roles?

Yes, paid plans include basic team seats and role controls. Professional and Enterprise tiers add more granular permissions, shared client records and consolidated reporting for managers. Enterprise customers can request SSO and specialized admin controls.

Can I import clients and invoices into and.co?

Yes, and.co supports CSV import and structured data imports to bring in client lists, projects and historical invoices. The import tools map common fields and allow bulk updates, which is useful when moving from spreadsheets or other invoicing tools.

How secure is data stored in and.co?

and.co uses industry-standard encryption and security practices to protect data in transit and at rest, and it offers account protections like two-factor authentication and SSO on Enterprise plans. For compliance details and certifications, consult And.co's security pages and enterprise documentation.

Does and.co integrate with Zapier and other automation tools?

Yes, and.co supports Zapier and webhooks for automation. You can trigger external workflows on events like invoice creation or payment, and build custom automation sequences connecting CRM, email marketing and accounting systems.

and.co careers

and.co maintains a small product and support organization focused on building tools for independent professionals. Career opportunities typically include product development, design, customer success and partnership roles. Candidates with experience in SaaS product design, payments integrations and small-business workflows are commonly sought.

Many roles emphasize remote and hybrid work options, as the customer base is distributed globally. For current openings and hiring practices, check And.co's careers or corporate pages and the company’s LinkedIn profile.

and.co affiliate

and.co occasionally runs partner or affiliate programs targeted at accountants, bookkeepers and creator communities who refer new paid subscribers. Affiliate programs generally provide an affiliate link, a trackable commission or credit toward subscription fees, and marketing assets to help partners refer customers.

If you manage an audience of freelancers or small businesses, inquire about And.co's partner program on their website or contact sales to learn current commission structures and promotional rules.

Where to find and.co reviews

Independent reviews for and.co can be found on software review sites, freelancer forums and app stores. Look for hands-on reviews that discuss invoicing accuracy, contract templates, payment reconciliation and customer support responsiveness. App store reviews for iOS and Android are useful for mobile experience feedback, while TrustRadius, G2 and Reddit threads are helpful for real-world comparisons against other freelancer tools.

When evaluating reviews, pay attention to comments about integrations you rely on (for example, QuickBooks or Stripe) and to the reviewer’s business size to ensure their perspective matches your use case.